Home / Home Designs / Coconut Cove
Home Design
| Compared on | Rapid Rebuild | Traditional |
|---|---|---|
| Hurricane wind rating | 180MPH | Typically 150 or Less |
| FEMA Compliant | Yes | Yes |
| Foundation - Concrete Masonry | Yes | Yes |
| Exterior Walls | 2x6 wood frame | Wood or Concrete |
| Construction time | 3 to 4 months (6 to 10 months end-to-end) | 15 to 24 months |
| Qualifies for construction loan | Yes | yes |
| Appraised value for like built homes | Same | same |
| Building environment | Climate Controlled | Rain / outdoor weather |
| Process | simultaneous task | One Task At a Time |
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A modular stilt home is a high-quality, elevated home that’s built in sections — kind of like giant Legos — and then assembled on-site. Each section is crafted in a factory to meet strict building codes, then transported to your property and set on pilings to lift it above flood level. The reason they’re built in pieces is because there are size limits for transporting them on highways, but once they’re put together, you’d never know the difference from a custom site-built home. They’re strong, efficient, and built to handle Florida’s weather from the ground up.
Great question — and one we get a lot. Rebuilding or lifting an older home might seem like the faster or cheaper route, but it often ends up being more complicated, more expensive, and still leaves you with an old structure. When you choose a new modular home, you’re getting a brand-new, hurricane-resistant home that’s elevated, built to the newest codes, and designed around your needs, not just patched together. It’s engineered to last, built fast, and gives you peace of mind that you’re not going to be dealing with the same problems a few years down the line. Plus, it’s often easier to insure and finance than trying to work around an old foundation.
Yes — and in many cases, they’re built even better. Modular homes have to meet the same building codes as any site-built home in your area, including all the strict wind and flood zone requirements we have here in Florida. But here’s the difference: modular homes are built in a controlled environment, so there’s no exposure to weather, delays, or shortcuts in the field. Every part of the build is inspected, engineered, and built with consistency. You’re getting precision, speed, and code compliance — all wrapped into one solid home.
Yes, we can. In fact, we’ve helped several homeowners correct inaccurate Substantial Damage determinations. In some cases, homes that were clearly damaged beyond 50% weren’t classified as such. In others, homes were mistakenly marked as substantially damaged when they shouldn’t have been. We know the process, the paperwork, and how to communicate with local officials to help get it corrected. If something doesn’t feel right, let’s take a look — we’re here to help.
Yes, absolutely. Insurance is often the first — and biggest — hurdle homeowners face. Without proper funding, it’s hard to move forward. That’s why we help you navigate your insurance questions and the documents your insurer asks for — we don’t process claims. We know what documents they need, how to communicate effectively, and how to avoid delays that can stall your rebuild.
Most people don’t realize how many roadblocks come with rebuilding until they’re in the middle of it. That’s where we come in. We’ve already worked through the snags that slow people down — permits, FEMA, insurance, funding — and built a streamlined process around it. That’s why we can get families back into elevated, hurricane-resistant homes in 6–10 months end-to-end (with 3-4 months of actual build time). We don’t just build — we guide, support, and deliver. And we treat every project like it’s our own.
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